If you’re already built up good credit, consistently hit your payment dates, and want a no-annual-fee card with tons of opportunity for cash back, then you might want to consider the Amazon Rewards Visa Signature Card, the perfect choice for online buyers.
And here’s why I think it’s a great card for students: I used to work in my university’s mail room, and the mountains of Amazon packages that came in every day are evidence enough of how reliant students are on that site, and how much they could save with this card.
Points: Consider furnishing your dorm room with everything Amazon. You might as well: Amazon’s starter card rewards in-brand spending lavishly, with 3% cash back on all purchases made at Amazon-owned Whole Foods Market and on Amazon.com.
The deal could get even sweeter if you have an Amazon Prime student account. Once approved, you can start getting an unbelievable 5%—five percent!!—cash back on Amazon and Whole Foods purchases by following upgrade instructions on your Prime account page. Even if you don’t have Prime, you’ll get 2% cash back at restaurants and gas stations, and earn 1% cash back on everything else.
Perks: The Amazon Rewards Visa Signature Card goes a long way toward safer travels. On top of avoiding a fee on purchases made abroad, you can use this card to insure your trip, nab a $100-a-day credit toward travel essentials when your luggage is delayed, and gain access to a travel help desk hotline for emergency situations.
Safety-oriented perks like these are just the ticket for getting mom off your back about that “dangerous” summer vacation backpacking trip you’re planning. She only worries because she loves you so much—why not give her a thank you gift? You might as well, with the $50 Amazon.com gift card you’ll get after credit card approval. Don’t treat this as a reason to overspend, however, as there’s no introductory APR period. You’ll immediately face a variable rate on any balance you don’t pay off in full each month.