How We Evaluated
I've been covering personal finance for the past decade as a business and real estate writer for the Associated Press, Bankrate, and the New York Times. Using my knowledge of the credit card landscape, I chose cards that new homeowners might find useful after they purchase a home, from generous cash-back offers to rewards for online shopping.
Things To Know About Credit Cards
Long introductory period APR rates are only a short-term incentive. Potentially high APR rates snap into effect after the card’s intro period ends, which could cost you a lot in interest if you’ve left your balance unpaid. It’s really important to keep an eye on your finances and keep an eye on the calendar.
APR rates and credit limits vary based on your individual credit. Credit limits and interest rates for each card are determined based on each cardholder's personal situation, so we did not take that information into account when evaluating these cards. One thing to remember is that if you pay your card off in full every month you will not be charged interest.
Banks have final say on who they accept for a credit card. These recommendations were put together with the assumption that applicants would have average credit or above, and you should note that your credit score can take a hit after you take out a mortgage. That being said, banks decide who they will issue credit cards to using criteria including, but not always limited to, an individual's credit score when evaluating each applicant.
When you sign up for one of these cards, Reviewed may receive an affiliate commission from The Points Guy Affiliate Guy Network.
Please note: The offers mentioned above were valid at time of publication but are subject to change at any time. Some may no longer be available.
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Betsy Vereckey is a valued contributor to the Reviewed.com family of sites.
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We use standardized and scientific testing methods to scrutinize every product and provide you with objectively accurate results. If you’ve found different results in your own research, email us and we’ll compare notes. If it looks substantial, we’ll gladly re-test a product to try and reproduce these results. After all, peer reviews are a critical part of any scientific process.
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