This card's rewards program adjusts to your business's spending habits—a no-fuss way to supercharge your benefits—and the bonus categories have a high spending cap, which could help if you need room to make a lot of purchases and earn rewards on them.
The annual fee is $295, which is a bit more affordable than what you'll pay for The Business Platinum Card. If your expenses vary from month to month, this card could be a good fit for your business. See rates and fees.
Ongoing rewards: You’ll earn points on any employee cards you set up, for a number of expenses including travel, computer equipment, shipping, and advertising, which could go a long way in helping you get your business off the ground.
Specifically, you’ll get 4X Membership Rewards points on up to $150,000 in combined purchases in two categories where your business spent the most each billing cycle—so if your business spends $150,000 on, say, software and online advertising, the primary account will receive 600,000 points to spend in the Membership Rewards portal, or cash out into your bank account. After that, you'll earn 1 point per dollar spent. The bonus categories include:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
What's more, if you book flights using points at American Express Travel, you'll get 25% of them back.
Perks: You can earn a welcome bonus of 70,000 Membership Rewards points after spending $10,000 within three months of account opening. As far as expense management goes, the card allows you to set up employee cards with customizable spending limits, transfer data from your American Express online statement directly into your QuickBooks account, and use a mobile app to add receipts and notes to transactions.